How it works
Onboarded in a week. Closed every month.
The engagement runs on two rhythms: a five-day onboarding that gets you from first call to scheduled close, and a monthly cycle that ends with a comprehensive report on your accounts.
Week one
From first call to first close, in five business days
You'll know exactly where things stand on each day — and nothing moves without your approval.
- Day 1 — A 30-minute discovery call on your current setup
- Day 2 — A written proposal: fixed fee, full scope, named exclusions
- Day 3 — Advisor access to Xero and bank feeds, granted by you
- Days 3–4 — We review your ledger and list what we found
- Day 5 — Your accountant introduces themselves; your first close is scheduled
Every month after
The monthly close
The same cycle every month. If anything threatens the close — a missing statement, an unanswered approval — you hear about it early, not after the fact.
- Bank, card and clearing accounts reconciled to the cent
- Bills, invoices, payroll journals and accruals coded
- A second accountant reviews the file before anything is sent
- The full review and its summary are prepared
- The period locks and the report reaches your inbox
The deliverable
A comprehensive monthly report
Every month closes with a full review of your accounts. The summary page is shown here with example data.
The report is a complete review of the month: every account reconciled, every statement prepared, anything unusual investigated and explained. It opens with a summary in sentences rather than ratios, and one figure gets the headline treatment — usually net profit or cash at bank.
Behind it sit the full statements: profit and loss, balance sheet, aged receivables and payables, and a note on anything unusual we found while reconciling. Every figure cites its source system and close date.
Monthly report — September 2026
Harbourline Joinery Pty Ltd (a fictional example) · RPT-2026-09
September closed ahead of August after the Marsden fit-out was invoiced. Two supplier bills need your approval before Friday's payment run.
| Line | September |
|---|---|
| Revenue | 212,400.00 |
| Cost of sales | (96,180.00) |
| Overheads | (97,800.00) |
| Net profit | 18,420.00 |
Actions for you
- Approve two supplier bills in XeroBy 15 Oct
- Forward the missing August expense receiptsBy 20 Oct
- Review the quote for Q2 equipment financeNo deadline
Tools, access and security
Your data stays yours
Clients entrust us with financial records. This is precisely how access and security work, in plain language.
Your Xero, your data
We work in your Xero subscription as an invited advisor. Cancel the engagement and every record stays with you.
Bank feeds, never bank logins
We read transactions through Xero's bank feeds. We never hold banking credentials, and payments always need your approval.
Controlled access
Least-privilege access per team member, multi-factor authentication on every system, revoked the day a role changes.
Confidentiality in writing
Every engagement includes a confidentiality agreement, and every team member is bound by one too.